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No increase in health insurance rates next yearNov 18, 2022

The total amount of health insurance will exceed $800 billion in 2023, and the Health Insurance Board will meet on the 18th to discuss the 2023 health insurance premium rate review. The Minister of Health and Welfare, Mr. Jui-yuan Hsueh , said on the 17th that there is still one month left in the health insurance security reserve fund, so the health insurance premium rate for next year should not be increased for the time being, while some of the burden will be put on the road sooner or later.

The total amount for next year's health insurance has already been negotiated, but no consensus has been reached on the part of hospitals and Western medical practitioners, so the total amount is about $832.4 billion for the payers' proposal and $843.7 billion for the medical sector's proposal. According to the regulations, after the completion of the negotiations, an actuarial calculation must be done within a certain period of time. After adding the government subsidy of $24 billion and the supplementary premium, the safety reserve is expected to have a minimum of 1.05 months, which is still within the safety zone.

Since the safety reserve is expected to remain at a safe level and the new partial burden system will be introduced, there is a high chance of no rate increase next year. On the other hand, the new partial-benefit system, which was scheduled to go into effect in mid-May this year, is designed to adjust the fees and charges for outpatient drugs, tests and examinations, as well as the partial-benefit system for emergency care, in keeping with the spirit of user-pays, but has been delayed due to the peak of the epidemic. The new partial-burden system was originally expected to increase health insurance revenue by nearly $10 billion and enrich the health insurance safety reserve, but it was halted because of the epidemic.

The new system is expected to go back on the road at the end of this year or early next year, but will not be accompanied by an adjustment to health insurance rates, so as to avoid overburdening the public with two policy adjustments at once. The government's response was that the partial burden will depend not only on the state of the epidemic, but also on the economic recovery.